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Joy Stothers FCIP, LLB, LL.M.


Joy has appeared before the Ontario Court of Appeal, Divisional Court and the Superior Court of Justice, as well as the Financial Services Commission of Ontario tribunal, both representing injured individuals and insurers.  She also appeared at the Criminal Injuries Compensation Board, and dealt with Human Rights Tribunal complaints and privacy violations.

Joy graduated from Osgoode Hall Law School in 2003.  She was called to the bar in 2004. Joy obtained her Master of Laws at Osgoode Law School in 2009. Prior to starting the practice of law, Joy was an insurance adjuster, starting at Zurich Insurance Company in 1976, before becoming an independent insurance adjuster in 1982. Her experience gives her added insight to the operation and philosophy of insurers such as to better serve her clients.

Outside of the practice of law, Joy likes to travel to the Cayman Islands to spend time with her son and his family who live there. She is also a passionate animal welfare proponent.


  • Master of Laws: 2007 – 2009, Osgoode Hall Law School (Specialty in Trust Law)
  • Bachelor of Laws: 1999 – 2003, Osgoode Hall Law School
  • Studies towards Bachelor of Arts: 1998-2000 and from 2018, Concentration in Psychology, York University
  • Fellow of the Insurance Institute of Canada/Fellow Chartered Insurance Professional: 1987-1992
  • Associate of the Insurance of Canada/Chartered Insurance Professional: 1982-1987


  • Warvill and Personal Insurance Company of Canada(FSCO A09-000428, December 29, 2010)
  • Ansah v. H&R Property Management Ltd., 2007 CanLII 25653 (ON SC)
  • Ansah v. H&R Property Management Ltd., 2008 CanLII 31351 (ON SCDC)
  • Frazer v. Haukioja, 2010 ONCA 249 (CanLII)


  • Co-Author, “MIG: Gone with the wind?”, Canadian Underwriter Magazine, June 2013
  • Co-Chair, Canadian Defence Lawyers Seminar for Law Clerks, March 2014